The story of Mello Finance is really about trying to get myself organised and in control of my money.

After graduating university and finally getting a real job after a few attempts, I realised I had suddenly become an adult. But I wasn’t equipped to understand how to manage my finances. When I tried to get clued up, I found that the information overload was overwhelming. I buried my head in the sand. Procrastinated. Ignored it. Put off almost anything to do with money management to ‘another day’ to think about it.

And suddenly, the years passed by quickly and I realised I made several mistakes that left me worse off - I didn’t contribute to a pension right when I started working, I left too much money in a current account which eroded in value with inflation, and I missed the boat on many financial products like ISAs for many years which meant I lost out on better returns. It was finally when I had my children several years later that I took action, motivated more by panic than anything else.

I know many other people are are on the same boat. So I decided to do as much personal finance research as possible, track my journey, and turn my findings into an app to help others. I hope this will be helpful for you as well. Stay turned for when we fully launch.

Regine, founder of Mello Finance